By Naima Sultana
In today’s fast-paced world, banking is no longer confined to physical branches or ATMs (automated teller machines). Technological advancement has rendered financial services more accessible, secure and efficient than ever before. Gone are the days when depositing money required queueing at a branch, filling in forms, and awaiting manual verification.
Deposits have now shifted into the digital sphere, available at the touch of a button through mobile applications, accessible round the clock, and customised to suit customer needs. Bangladesh’s banking sector is experiencing a quiet revolution, where innovations in deposits are transforming the way people save, invest, and grow their wealth.
In line with this transformation, Bengal Commercial Bank PLC has launched a modern, intuitive, and secure mobile application for its customers, aptly named Bengal Inspire.
Established in 2020 with a banking licence as a fifth-generation scheduled commercial bank, Bengal Commercial Bank’s primary objective is to provide specialised financial services to micro and small enterprises, as well as entrepreneurs across the nation.
The bank has consistently emphasised a technology-driven platform for both deposit and lending products. Building upon this vision, it recently introduced the Bengal Inspire app, designed to simplify, streamline and enhance the banking experience for its customers.
The app offers a comprehensive digital platform where users can manage transactions, accounts, and a range of essential services anytime, anywhere, bringing banking quite literally to their fingertips.
Recognising technology as the cornerstone of a fully digitalised bank, Bengal Commercial Bank rolled out extensive digital financial services in 2024. As part of this ongoing journey of innovation, all clients were provided with a full-fledged mobile app, enabling them to pay utility bills and conduct transactions seamlessly from home.
Key Benefits of the Bengal Inspire App
Through Bengal Inspire, customers can instantly check their balances and access detailed account statements. They can transfer funds effortlessly, either within their own accounts or to other banks via NPSB, BEFTN, or RTGS. The app also enables users to open deposit pension scheme (DPS) or fixed deposit receipt (FDR) accounts swiftly from the comfort of their homes.
In addition, it offers seamless integration with mobile financial services (MFS) such as bKash, Rocket, and Nagad. Shoppers can make cashless payments using the advanced Bangla QR payment feature, while also enjoying the convenience of mobile phone recharges, credit card bill payments, and an in-built EMI calculator.
Security remains a top priority, with customer information safeguarded through fingerprint or Face ID authentication, one-time passwords (OTP), and advanced encryption protocols.
Why Opt for Bengal Inspire?
The Bengal Inspire app is not merely a banking application; it is a trusted digital partner. Its user-friendly design, comprehensive features, and emphasis on security ensure a fast, hassle-free, and modern banking experience. For customers seeking convenience and peace of mind, Bengal Inspire offers a reliable solution.
In the era of digital transformation, this innovation underscores Bengal Commercial Bank’s commitment not only to financial efficiency but also to technological excellence. For those who prioritise time, security, and ease in everyday banking, the Bengal Inspire app stands as a top-tier choice.
Strong Performance in 2024
Bengal Commercial Bank PLC reported remarkable growth in 2024, with net profit surging by 480 percent to Tk 63 crore. Deposits rose by 28 percent to Tk 2,098 crore, while loans and advances grew by 14 percent to Tk 1,645 crore.
The bank placed particular emphasis on the decentralisation of loans and advances, increasing its focus on SMEs and microfinance, whilst fostering entrepreneurship throughout the year. True to its vision, Bengal Commercial Bank PLC remains firmly committed to extending banking services to the unbanked population across the country.
